Health Reimbursement Account

Dear Intermountain Ironworkers Participating Member:

The Intermountain Ironworkers Health and Welfare Trust Fund is pleased to let you know that you have accumulated HRA money that will be available for use, pursuant to the plan rules. The HRA can be used to pay for specified expenses not covered by the Plan, such as Co-Payments, Deductibles, Dental and Vision expenses and Prescriptions.

Once you have met the contribution threshold ($120.00), two Prepaid Benefits Cards will be sent to you at your home address for you and your family members to use. The Cards look like this:

Benny Card

The Cards will arrive in a special envelope that looks like this—so please don’t throw it out!

Benny Card Envelope

Your Prepaid Benefits Card will be loaded with the value of your HRA as it becomes available, as long as you remain eligible for benefits. Using your Card helps you keep cash in your wallet and makes accessing your HRA funds easy.

You can use your Card to pay for eligible medical expenses such as:

  • Deductibles and co-pays from the regular benefit plan, including pharmacy.
  • Medical, dental, orthodontic or vision expenses not covered by or in excess of the regular benefit plan.
  • Over the counter medications with a written prescription only.
  • Chiropractic and acupuncture expenses not covered by regular benefit plan.

After your medical/dental/vision provider has submitted a medical claim on your behalf to Intermountain Ironworkers Health & Welfare, you can swipe your card for the remaining out of pocket portion. The amount will be deducted from your HRA balance. You can also fill in your Card number on bills you receive from providers to pay the amount you owe. You’ll have no claim forms to complete and you won’t have to wait to get a check in the mail. You can check balances or account details anytime – online or with a quick phone call. It’s that easy!

For internet access, visit the Consumer Portal at https://comphra.lh1ondemand.com, your Username is the first letter of your first name, your last name and the last four digits of your Social Security Number. For Example, John Smith 123-45-6789 would use jsmith6789. Your initial password is Compusys. You will need to change your password and answer your security questions once you login the first time.

From your smart phone, you can download the app from Google Store or the App Store by searching for Compusys HRA. Your username and password are the same as the Consumer Portal. You can also upload claims for manual reimbursement right from your device.

If you are away from a computer and need to check your balance you can call (844) HRA-BAL1 anytime day or night. If you have any questions or need assistance, contact CompuSys of Utah, the HRA administrator, at 1-877-416-8181 Monday through Friday, 8 AM – 5 PM MT.

Important Information!
The IRS requires the Card only be used for eligible expenses, so the Card will not work at gas stations or restaurants – only at health care related providers. Most of the time, we can verify the eligibility of the expense automatically. However, you may sometimes receive a letter/notification asking you to furnish an itemized statement to verify the expense. When you receive such a request, make sure you submit the requested documentation as soon as possible to avoid having your card suspended until receipts have been submitted and approved.